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Kansas Exemption Defined

by Adam Mack

A Kansas bankruptcy exemption is a legal mechanism that allows bankruptcy debtors to keep certain types of property that have been deemed necessary for the debtor to get a fresh start.  Exemptions are what drive consumer bankruptcy law.  On one hand, they allow a person to keep those items that are necessary for the debtor to  survive, while ensuring creditors that any non-exempt assets will be used to offset the losses to the creditors that is caused by the bankruptcy discharge.  In Kansas, we have opted out of using the federal bankruptcy exemptions.  As such, all of the Kansas exemptions are either created by or incorporated by our state legislature.


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