foreclosure attorney near me
Foreclosure Defense
Facing foreclosure is frustrating and difficult since your home is one of the most personal assets you may own. Depending on the stage of the foreclosure, it is possible to stop the foreclosure through either a loan modification or a Chapter 13 bankruptcy. It is important to act quickly; a foreclosure attorney near you at Mack & Associates, LLC can guide you through this stressful process.
Get Started
Getting Started With Mack & Associates, LLC
It is important to act quickly; a foreclosure attorney near you at Mack & Associates, LLC can guide you through this stressful process.
About Us
Meet Mack & Associates, LLC
Mack & Associates, LLC is a firm of Kansas attorneys dedicated to advocating for financially vulnerable clients in Topeka and surrounding Eastern Kansas communities. We have extensive experience in foreclosures and bankruptcy law as a whole. We value responsiveness, efficiency, and creating a personalized experience for everyone.
About
About Foreclosure
A foreclosure occurs through a secured debt mortgage. This means that when the mortgage and note were agreed upon, it was understood that the borrower would allow the bank to take back the house if the mortgage went unpaid. This made it a secure investment for the bank to provide the loan.
One of the most challenging aspects about foreclosure is that you likely will still be responsible for paying the deficiency if your house is taken away. Because of this, many of our clients come to us seeking to find a solution to avoid a finalized foreclosure.
Bankruptcy
How to Stop Foreclosure Through Bankruptcy
At Mack & Associates, LLC we analyze your individual circumstances to determine the best course of action for you. Depending on the stage of the foreclosure process, it may be possible to stop the foreclosure through legal action. You must move quickly on this issue; there is a limited amount of time to create a bankruptcy plan to save your home.
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Do you need a lawyer for foreclosure?
Technically, you are not required to have a lawyer in a foreclosure. However, the law is complicated and technical. In a foreclosure, your house is on the line, and you can bet that your bank has not only hired a lawyer, but has probably hired a lawyer that does nothing but foreclose on houses. You simply cannot ‘wing it’ against an experienced lawyer and expect to approach your case with the same ability as your foreclosing bank.
As a pragmatic (non-technical) matter, you need a lawyer to oppose the bank’s petition for a foreclosure judgment before it is finalized, you need a lawyer for foreclosure to ensure that your case is handled adequately. If you plan to file a Chapter 13 bankruptcy to help stop your foreclosure, you should hire an attorney to guide you through the legal process. Consulting with a Mack & Associates, LLC attorney in Kansas can help you determine if you need a lawyer for foreclosure on your home.
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Can a lawyer help stop foreclosure?
A lawyer can help stop a foreclosure in certain situations. If you act quickly you may be able to stop the foreclosure through a loan modification or a Chapter 13 bankruptcy. A lawyer can guide you through both of these solutions and engage the bank in litigation and contest the judgement.
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Can you stop a foreclosure once it starts?
Yes, it is possible to stop a foreclosure once it starts, but you have to act fast. You have a limited amount of time to find a solution before the foreclosure is finalized. It is best to consult with an experienced foreclosure attorney to find out your best options.
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How can I stop a foreclosure auction immediately?
In many cases, the best way to stop a foreclosure auction immediately is to file for Chapter 13 bankruptcy. This invokes automatic stay, meaning that for a temporary amount of time you cannot be pursued for debt payment from the bank or be foreclosed upon.
Find a Foreclosure Solution for You
For more information on stopping a foreclosure, use our “Do I have a case?” tool. A Mack & Associates, LLC foreclosure attorney near you can assess your situation and determine the best solution for you.
