Mack & Associates, LLC

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STOP ARSI Debt Collection NOW!

by Adam Mack, J.D.

How Did It Start?

ARSI is a debt collector. If you are currently being contacted by ARSI, that likely means a creditor who thinks you owe them money has hired ARSI to collect that debt. Debt collection can be stressful. The relentless phone calls and the letters can be exhausting and intimidating. And, if a debt collector is not able to get the money they are attempting to recover, they may refer you to a collection law firm whose job is to file a law suit to collect the debt. A judgement from such a law suit can result in more invasive collection techniques, such as garnishment of wages or bank accounts.

How to Make It Stop?

One guaranteed way to stop debt collection is by filing for bankruptcy protection. Normally, a person with consumer debt who wants to protect themselves with bankruptcy would file under chapter 7 or chapter 13 bankruptcy. Bankruptcy is a powerful legal protection that will override a debt collector's right to contact you, sue you, or make any attempt to collect debt. Bankruptcy is so powerful that it can force an ongoing collection law suit to stop while it is still pending. Bankruptcy can even discharge a debt established in a law suit, even if the court has already granted a judgement in favor of the creditor.

The Most Important Part

This article highlights some of the strengths and benefits of bankruptcy. However, bankruptcy law is very complicated and technical. There are many nuances that must be explored to determine if bankruptcy is right for you. As such, an experienced bankruptcy lawyer is invaluable. Debt collectors have lawyers on their side. You should have one too. Contact a Topeka bankruptcy attorney today. You can schedule a free consultation with our office by calling us at (785) 274-9040.

(If you found our page by accident and are trying to reach ARSI, you can visit their website here. We are not affiliates of ARSI.)